Easytrip Reloading Fees and Processing Time

Here's my reloading experience from Easytrip, ordered from best to worst:

1. UnionBank - ₱0.00 (FREE), instant

2. Lazada -  ₱12.00, instant

3. Shopee - ₱12.00, sometimes instant, sometimes 4 days

4. BDO mobile banking - ₱0.00 (FREE), minimum 1 business day

5. ING - ₱0.00 (FREE), 2-3 business days

6. GCash - ₱12.00, 1-2 days

7. Justpay.to - 3.5% + ₱25.00, instant

 

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On top of that, you can earn rebates when paying bills via Shopee when you use Shopback. Use my referral code wtseqN or click the link below.

 

If you don't have GCash yet, get ₱50 GCash to buy load, pay bills, and many more. Just use my referral code DWGP8Y when you register.

Download the app: iOS / Android. For more information on GCash, please click here.

BDO to PayMaya

Update 2020:

There's now an easier and more instant way of transferring funds from BDO to PayMaya—via InstaPay.

From PayMaya's website:

1. Log in through BDO Personal Banking or Mobile Banking.
2. Choose Send Money >> To Another Local Bank
3. From the drop down, choose PayMaya
4. Fill in the details
5. Enter the One Time Pin (OTP) sent to your phone or generated by your BDO Mobile App's OTP Generator
6. Confirm details

You will be notified via SMS that transaction is successful.

*There is a Php50 charge for every successful BDO to PayMaya add funds transaction via InstaPay. (Free until August 31, 2020).
*Minimum add funds amount is Php100
*Maximum add funds amount is P10,000 per transaction.

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Original 2018 post:

It's so easy to cash in to PayMaya via BDO. I just followed these steps from PayMaya's website:

1. Log in to your BDO Online Account and Select “Pay Bills”.
2. Choose source account and select “PayMaya” under “Company/Biller.”
3. Fill up the payment details, including the desired amount (min. P500, max. of P5,000 per day), your mobile number in PayMaya (format: 639XXXXXXXXX) and name.



Photo from PayMaya

4. Receive the confirmation message from BDO on your screen.
5. Wait for the confirmation message from PayMaya via SMS once the money has been credited to your account.

I also tried using BDO mobile app:

1. Log in to your BDO Mobile Account. Select “Pay Bills”.
2. Choose “PayMaya” under “Company/Biller.”
3. Enter the desired amount (min. P500, max. of P5,000 per day), your name and mobile number in PayMaya (format: 639XXXXXXXXX).

   
   

   
   Photo from PayMaya

4. Receive the confirmation message from BDO on your screen.
5. Wait for the confirmation message from PayMaya via SMS once the money has been credited to your account.

One of the differences I've experienced between the web and app bills payment is, subscriber number comes first before the subscriber number. I know it's minor but it disrupts my flow.

Waiting is the most annoying part. For the last two (2) transactions I did, the average was 1 hour 40 minutes for the money to be credited to PayMaya.

BDO and PayPal Withdrawal

I withdrew my PayPal money last Sunday and after 2 business days, I got the money! Linking was very easy too. Great job Paypal and Banco de Oro.

Before using my existing BDO account with my PayPal, I tried applying for Unionbank's EON account to curb on withdrawal fees made by the local banks.

But I opted not to have a Uniobank EON account because:
1. The application process was too much of a bother.
2. The staff in their Pasong Tamo (La Fuerza Bldg.) branch was not accomodating.
3. There are no branches near my house and my office. Imagine having to go to their Pasong Tamo branch and only have an encounter with the bitch in #2?

I'll be using BDO when withdrawing from PayPal for now but someday, I might apply for a Unionbank EON account.