GCash Bills Payment Fees Update

Merchant	Fee	Test Month
Easytrip	15.00	July 2020
Globe Postpaid	FREE	March 2020
Maynilad	FREE	March 2020
Meralco	FREE	March 2020
PLDT	7.00	October 2018
PrimeWater	5.00	March  2020

=====

If you don't have GCash yet, get ₱50 GCash to buy load, pay bills, and many more. Just use my referral code DWGP8Y when you register.

Download the app: iOS / Android.  For more information on GCash, click here.

GCash Bills Payment Fees

Update:

I'm compiling my own list.

Merchant	Fee	Test Month
Easytrip	15.00	July 2020
Globe Postpaid	FREE	March 2020
Maynilad	FREE	March 2020
Meralco	FREE	March 2020
PLDT	7.00	October 2018
PrimeWater	5.00	March  2020

=====

Origina post:

I cannot find anywhere the fees GCash charges whenever you pay bills. I know they partnered with Bayad Center but there are no published rates from their sites.

GCash mentions it though in the payment page that you will be charged a convenience fee. How much? You gotta click next first.

I tried PLDT and was charged 7 pesos for it. I don't know if it's fixed or by percentage. Other bills payment are free. Like this one:

If paying PLDT bills, PayMaya is better. There's no convenience fee.

How much did you pay extra for you bills payment with GCash? Please comment below. I'll update this entry when I find a list from Globe.

=====

If you don't have GCash yet, get ₱50 GCash to buy load, pay bills, and many more. Just use my referral code DWGP8Y when you register.

Download the app: iOS / Android

For more information on GCash, click here.

BDO to PayMaya

Update 2020:

There's now an easier and more instant way of transferring funds from BDO to PayMaya—via InstaPay.

From PayMaya's website:

1. Log in through BDO Personal Banking or Mobile Banking.
2. Choose Send Money >> To Another Local Bank
3. From the drop down, choose PayMaya
4. Fill in the details
5. Enter the One Time Pin (OTP) sent to your phone or generated by your BDO Mobile App's OTP Generator
6. Confirm details

You will be notified via SMS that transaction is successful.

*There is a Php50 charge for every successful BDO to PayMaya add funds transaction via InstaPay. (Free until August 31, 2020).
*Minimum add funds amount is Php100
*Maximum add funds amount is P10,000 per transaction.

=====

Original 2018 post:

It's so easy to cash in to PayMaya via BDO. I just followed these steps from PayMaya's website:

1. Log in to your BDO Online Account and Select “Pay Bills”.
2. Choose source account and select “PayMaya” under “Company/Biller.”
3. Fill up the payment details, including the desired amount (min. P500, max. of P5,000 per day), your mobile number in PayMaya (format: 639XXXXXXXXX) and name.



Photo from PayMaya

4. Receive the confirmation message from BDO on your screen.
5. Wait for the confirmation message from PayMaya via SMS once the money has been credited to your account.

I also tried using BDO mobile app:

1. Log in to your BDO Mobile Account. Select “Pay Bills”.
2. Choose “PayMaya” under “Company/Biller.”
3. Enter the desired amount (min. P500, max. of P5,000 per day), your name and mobile number in PayMaya (format: 639XXXXXXXXX).

   
   

   
   Photo from PayMaya

4. Receive the confirmation message from BDO on your screen.
5. Wait for the confirmation message from PayMaya via SMS once the money has been credited to your account.

One of the differences I've experienced between the web and app bills payment is, subscriber number comes first before the subscriber number. I know it's minor but it disrupts my flow.

Waiting is the most annoying part. For the last two (2) transactions I did, the average was 1 hour 40 minutes for the money to be credited to PayMaya.

Get ₱50 When You Register to GCash

Sharing some love to you guys! Get ₱50 GCash to buy load, pay bills, and many more. Just use my referral code DWGP8Y when you register.

Download the app: iOS / Android

For more infrormation on GCash, click here.

Globe Mobile Internet Charging Scheme

During Globe's 3G internet infancy, they introduced two charging schemes - kb and time charging. Kb is the default, which costs PHP0.15 per kilobyte. Time charging on the other hand costs PHP5.00 per 15 minutes. I switched to time-based charging of course. I always text TIME to 1111 before I go online just to make sure I will be charged PHP5 for 15 minutes. When the bill came, I was shocked to see a PHP17k bill. What happened to my PHP1.5k credit limit? What happened to the time based charging I subscribed to?

To call their hotline and ask for reasons why I'm being charged  that much is such a painstaking ordeal. They cannot tell why I am charged per kb even though I'm on time-based charging. They told me they will escalate it to their technical department blah blah blah. After days of waiting, I didn't hear from them so I had to follow up. After calling them again, they still don't have updates blah blah blah. 

Two weeks has passed and I decided to go to a Globe business center. The Globe personnel said the same thing that I'm on time-based charging blah blah. They will escalate it to blah blah. I forgot what happened next but I remember Globe reversing the charges.

The following month, my bill is still in the thousands! I went back to the same business center and talked to the same staff. Luckily the guy remembered me. I told him I'm not stupid to switch to kb charging. Why did they introduce this stupid kb charging to begin with? To scam customers? Everything has been sorted out miraculously after a days. The charges were reversed and I'm finally charged PHP5 for 15 minutes!

Fast forward to 2016,  my internet usage suddenly got charged per MB!!! This effin charging scheme is PHP2 per mb (a reincarnate of PHP0.15 per kb). My phone plan is still the old plan and I'm not subscribed to any internet promos. Based on their website:

"If you're not subscribed to any Globe surfing promo, you will be charged P5 for 15 minutes. For a cheaper and worry-free browsing experience, Globe encourages you to subscribe to our surfing promos. Please click here to find the best surfing promo for you."

This is like 2011 again. Globe said I made a request to change to mb charging. But I didn't do anything! Then I remembered I requested for a SIM replacement. They must have changed it during that time. Sneaky paniki! But I also changed SIM card back in 2012 and it didn't affect the charging scheme. I had a hunch that something wrong will happen so I sent TIME to 1111. I'm not sure if the keyword is still valid but sent it anyway just to make sure that I'm on time-based charging.

After talking to Globe, they said I'm on both mb and time charging. How the fuck is that even possible? They won't even reverse the charges. Thank you Globe for not charging me more. You should have charged me additional 5 pesos per 15 minutes usage since my charging scheme is both mb and time.

I think I'm cursed. I'm so unlucky with our telcos. Or maybe they just really suck? Life is so miserable when these telcos are the only ones available. Don't make me start with PLDT. They deserve another blog entry.

FML.

Till my next bill!

Sun Cellular Refund

I was a Sun Cellular postpaid subscriber for 4 years and last January 23, 2009, I terminated my subscription. The representative told me that the refund process will only take 2-3 months. After constant follow-ups, I still haven’t got my refund and it’s the end of August already!
Good luck to me and the future ex-Sun subscribers!
Sun Cellular sucks.

--

10/28/2009 Update
I finally got my Sun Cellular refund after 9 months! The check is dated July but was ready for pickup just last week.