GCash Bills Payment Fees

Update:

I'm compiling my own list.

Merchant	Fee	Test Month
Easytrip	15.00	July 2020
Globe Postpaid	FREE	March 2020
Maynilad	FREE	March 2020
Meralco	FREE	March 2020
PLDT	7.00	October 2018
PrimeWater	5.00	March  2020

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Origina post:

I cannot find anywhere the fees GCash charges whenever you pay bills. I know they partnered with Bayad Center but there are no published rates from their sites.

GCash mentions it though in the payment page that you will be charged a convenience fee. How much? You gotta click next first.

I tried PLDT and was charged 7 pesos for it. I don't know if it's fixed or by percentage. Other bills payment are free. Like this one:

If paying PLDT bills, PayMaya is better. There's no convenience fee.

How much did you pay extra for you bills payment with GCash? Please comment below. I'll update this entry when I find a list from Globe.

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BDO to PayMaya

Update 2020:

There's now an easier and more instant way of transferring funds from BDO to PayMaya—via InstaPay.

From PayMaya's website:

1. Log in through BDO Personal Banking or Mobile Banking.
2. Choose Send Money >> To Another Local Bank
3. From the drop down, choose PayMaya
4. Fill in the details
5. Enter the One Time Pin (OTP) sent to your phone or generated by your BDO Mobile App's OTP Generator
6. Confirm details

You will be notified via SMS that transaction is successful.

*There is a Php50 charge for every successful BDO to PayMaya add funds transaction via InstaPay. (Free until August 31, 2020).
*Minimum add funds amount is Php100
*Maximum add funds amount is P10,000 per transaction.

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Original 2018 post:

It's so easy to cash in to PayMaya via BDO. I just followed these steps from PayMaya's website:

1. Log in to your BDO Online Account and Select “Pay Bills”.
2. Choose source account and select “PayMaya” under “Company/Biller.”
3. Fill up the payment details, including the desired amount (min. P500, max. of P5,000 per day), your mobile number in PayMaya (format: 639XXXXXXXXX) and name.



Photo from PayMaya

4. Receive the confirmation message from BDO on your screen.
5. Wait for the confirmation message from PayMaya via SMS once the money has been credited to your account.

I also tried using BDO mobile app:

1. Log in to your BDO Mobile Account. Select “Pay Bills”.
2. Choose “PayMaya” under “Company/Biller.”
3. Enter the desired amount (min. P500, max. of P5,000 per day), your name and mobile number in PayMaya (format: 639XXXXXXXXX).

   
   

   
   Photo from PayMaya

4. Receive the confirmation message from BDO on your screen.
5. Wait for the confirmation message from PayMaya via SMS once the money has been credited to your account.

One of the differences I've experienced between the web and app bills payment is, subscriber number comes first before the subscriber number. I know it's minor but it disrupts my flow.

Waiting is the most annoying part. For the last two (2) transactions I did, the average was 1 hour 40 minutes for the money to be credited to PayMaya.

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Sharing some love to you guys! Get ₱50 GCash to buy load, pay bills, and many more. Just use my referral code DWGP8Y when you register.

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For more infrormation on GCash, click here.

Globe Rewards to SM Advantage Card/BDO Rewards Card

Photo from Google Play

If you read the reviews of Globe Rewards App at Google Play, you will notice that most of the people are dissatisfied with the app. I agree with some of the complaints, they kind of made it harder for people to redeem the rewards. Some people would prefer the old way of redeeming via SMS or USSD (*143#) since they don't have data most of the time. But I'm trying to understand Globe. They need to make this change or they will be stuck with old technology. Globe's phone apps are kinda sucky, I know. But I think they're slowly improving. Improving but very slowly. Slower than all the telcos overseas. But that's not the topic.

I downloaded the app, and tried registering. Everything went smoothly. Then when I was browsing for the rewards, it took me a while to see the reward that I always avail-bill rebates. The bill rebate now is minimum 500 points. I only have 300 points. Last time the minimum was 100. I didn't want to avail other rewards as I find it troublesome to show vouchers or SMS or whatever to their partners. The next easiest thing for me to redeem is SMAC. I tried with 130 points to test the water, and voila! It was credited to my BDO Rewards card instantly! 130 points is equivalent to 100 SMAC points by the way.

+1 for Globe on this one.